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Grow Your Wealth with Secure Investments

Complete your membership to unlock low-risk investment plans with attractive returns. Enjoy competitive interest rates and flexible terms tailored to your financial goals.

Personal Accounts
Easy Account Management
Fixed Deposit Investment

Lock In Your Returns Today

Invest a lump sum for a fixed period (3-12 months) and enjoy guaranteed returns of up to 15% per annum. Your principal is protected, and interest is calculated daily. Perfect for conservative investors who want predictable, secure growth without market volatility.

Flexible Terms

Choose What Works for You

Select investment periods that match your financial timeline—whether it's 90 days, 180 days, or a full year. The longer you invest, the higher your returns. Need your money earlier? While we encourage holding to maturity for maximum gains, early withdrawal options are available with adjusted rates.

Fast Transfers
Bill Payments
Transparent Returns

See Your Money Grow in Real-Time

No hidden fees, no surprises. Track your investment performance daily with our intuitive dashboard. View your principal amount, accrued interest, maturity date, and projected returns at a glance. When your investment matures, funds plus interest are automatically credited to your account.

Join AppFocus in 3 Simple Steps

Start your journey to financial freedom today

01
Step 1

Sign Up

Register via USSD (*7006*19#) or download our mobile app from your app store.

02
Step 2

Get Verified

Complete your KYC with BVN and valid ID verification in just a few minutes.

03
Step 3

Start Growing

Access loans, start saving, and invest immediately with full banking features.

Download AppFocus

Manage your finances anytime, anywhere with our mobile app. Available on iOS and Android.

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