Download App

Build Your Wealth by Saving Smart

Join as a member to access flexible savings plans designed for every goal. Automate your deposits, lock funds for higher returns, and achieve your financial targets effortlessly.

Personal Accounts
Easy Account Management
Smart Savings

Save Daily Without Thinking

Set it and forget it. Smart Savings automatically deducts your chosen amount daily, weekly, or monthly at your preferred time. Schedule it to start anytime, and pause with a simple toggle whenever you need. No goals, no pressure—just consistent savings that build over time.

SafeLock Savings

Lock Your Money, Earn More Interest

Need discipline to reach your savings target? Lock away a lump sum for 1-12 months and earn competitive interest rates. Your funds stay untouched until maturity, when they're released with your earned interest directly to your account. Perfect for medium to long-term goals.

Fast Transfers
Bill Payments
Target Savings

Save Towards Your Dreams

From house rent to vacations, create personalized savings goals with custom names and amounts. Choose your frequency—daily, weekly, or monthly—and let our system handle the rest. Enable AI mode for smart, aggressive savings that adapt to your spending habits and account balance automatically.

Join AppFocus in 3 Simple Steps

Start your journey to financial freedom today

01
Step 1

Sign Up

Register via USSD (*7006*19#) or download our mobile app from your app store.

02
Step 2

Get Verified

Complete your KYC with BVN and valid ID verification in just a few minutes.

03
Step 3

Start Growing

Access loans, start saving, and invest immediately with full banking features.

Download AppFocus

Manage your finances anytime, anywhere with our mobile app. Available on iOS and Android.

Download App