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Manage Your Money Anywhere, Anytime—No Internet Needed

Access your account, transfer money, and check balances instantly using just your phone. Simply dial *7006*19# on any network without data or internet connection.

Personal Accounts
Easy Account Management
No Internet Required

Access Everything Even Without Data

Whether you're in a remote area or have no internet access, USSD keeps you connected. Dial *7006*19# from any mobile phone on any network to perform all your financial operations. Perfect for when you're on the go or in low-connectivity areas.

Complete Financial Functions

Everything You Need on USSD

Check your account balance, view transaction history, transfer money to any bank, buy airtime and data, pay bills, and manage your savings—all through simple menu prompts. No app download required. Just dial, select, and confirm with your secure PIN.

Fast Transfers
Bill Payments
Fast & Secure

Protected Transactions Every Time

Your USSD transactions are secured with a unique PIN and transaction limits you control. Every action requires authentication, and you receive instant SMS confirmations for all transactions. It's the fastest, safest way to manage your money when you can't use the app.

Join AppFocus in 3 Simple Steps

Start your journey to financial freedom today

01
Step 1

Sign Up

Register via USSD (*7006*19#) or download our mobile app from your app store.

02
Step 2

Get Verified

Complete your KYC with BVN and valid ID verification in just a few minutes.

03
Step 3

Start Growing

Access loans, start saving, and invest immediately with full banking features.

Download AppFocus

Manage your finances anytime, anywhere with our mobile app. Available on iOS and Android.

Download App