AppFocus Cooperative Multi-Purpose Society is dedicated to improving the socio-economic well-being of individuals and small businesses across Nigeria. We're here to make financial services accessible, affordable, and dependable for everyone.
AppFocus Cooperative Multi-Purpose Society Limited is a registered financial cooperative serving individuals and small businesses across Nigeria. Founded on the principles of mutual support and financial inclusion, we bring together experienced leadership with a passion for community development.
Our mission is simple but powerful: to provide diversified, affordable and dependable financial services to small and medium scale entrepreneurs through innovative products, technology, and a skilled, motivated workforce while ensuring sustainable growth for all our members.
From our strategically located office at No. 3A Ayo-Jagun Street, Ogba, Ikeja, Lagos State, we serve economically active individuals, low-income earners, households, and informal sector operators who need fair access to financial services. We're not just a cooperative—we're your partners in building a better financial future.
To improve the socio-economic well-being of all economically active individuals across Nigeria, creating pathways to prosperity through accessible financial services and cooperative empowerment.
To provide diversified, affordable and dependable financial services to small and medium scale business entrepreneurs through innovative products using technology, skilled and motivated workforce while ensuring good returns to our members.
We promote excellence and professionalism in order to achieve efficiency and high productivity, sound ethical conduct and best practices, and excellent member satisfaction.
At AppFocus, we understand the unique financial needs of our community. That's why we've designed a range of products and services that support your daily life and business growth.
We provide short-term credit for salaried members like teachers and civil servants, as well as micro-loans for entrepreneurs through our daily savings scheme (ESUSU). Our cooperative lending model is based on social collateral—people supporting each other and holding one another accountable.
Open current and savings accounts for your day-to-day transactions. Take advantage of our target savings schemes like "Save for School," "No Rent Wahala," and home appliance procurement programs—all designed to help you achieve specific financial goals.
Access your finances anywhere, anytime with our mobile app, instant transfers, bill payments, and SMS alerts that keep you informed of every transaction. Enjoy seamless financial management at your fingertips.
Grow your money through our investment plans and fixed deposit schemes, with competitive returns that reward your financial discipline and help you build long-term wealth.
We're committed to empowering Micro, Small and Medium Enterprises (MSMEs)—the backbone of Nigeria's economy. Whether you need working capital, inventory financing, or business expansion funds, we're here to help your business thrive.
Manage your finances without internet using *7006*19# on any mobile phone, anytime, anywhere. Perfect for when you're on the go or in areas with limited connectivity.
AppFocus is guided by a board of directors who bring diverse expertise from various fields. Our leadership team is committed to sound governance, ethical practices, and sustainable growth that benefits both our members and our community.
Chairman, Business Development Specialist
Director, Legal Practitioner
Director, Technology Entrepreneur
Director, Financial Services Expert
Director, Cooperative Management Specialist
We understand the unique needs of Nigerian communities because we're part of it. Every decision we make considers how it impacts the people we serve.
Your savings are protected under our cooperative insurance scheme, and we operate with full transparency—giving you complete peace of mind.
Enjoy modern digital financial tools while still having access to personal service and support when you need it. We combine innovation with the human connection that matters.
At AppFocus Cooperative Multi-Purpose Society, we're more than just numbers and transactions.
Making financial services accessible to everyone, including the under-served and underserved populations across Nigeria.
Contributing to job creation, income generation, and poverty alleviation in our communities through sustainable financial programs.
No hidden fees, no surprises—just honest, straightforward financial services that you can trust and rely on.
Constantly improving our services to better serve your changing needs and adapt to the evolving financial landscape.
Join thousands of individuals and businesses who trust AppFocus with their financial needs. Open your account in just 5 minutes.
Personal Account
About Us
Contact Us
Careers
FAQs
Terms & Conditions
Privacy Policy
Help Center